12 Saving Techniques

12 Saving Techniques Its sad to say, but money troubles are a common thing among college students. For one thing, it can be difficult to carry a course load and work enough hours to cover expenses, let alone recreational spending. In addition to that, the busy life of a college student often means additional expenses. For example, there is the cost of gas to travel home on the weekends if you live on campus. You might also find it difficult to cook your own meals if you live in a small dorm, or just dont have the time. If you are broke, you arent alone. Fortunately, there are ways for students to save more money and lower expenses. Check out these 12 saving techniques for students. Sell Items Instead of Throwing Them Away Are you upgrading your wardrobe, purchasing a new gaming console, or replacing the tv in your dorm? Dont trash your old stuff. Consignment shops, pawn shops, video gaming stores, and other places will often give you cash or store credit for these items. Set up an Auto Transfer to Your Savings Account Chances are, your paycheck goes right into your checking account. To start accumulating savings, open a savings account at the same bank. Then, schedule a transfer to put money into savings every time you get paid. Limit Going Out to Eat Whenever Possible Its easy to develop a drive thru and coffee shop addiction as a college student. That can really add up. Even if you eat out once a day at cost of $5, thats $150 a month. Thats easily a phone bill or a utility bill. Learn to cook if you have the facilities. Otherwise, pack a sandwich or something simple. Pay Down Credit Card Debt Quickly Believe it or not, it can be a smart idea to get a credit card. If you are responsible, you will build a good credit score and establish your financial responsibility. Just be sure you dont carry too much of a balance. Paying down credit card debt is a smart money move. Get an Online Gig You can earn part-time income online if you have a computer. You can fill out surveys, complete small tasks through Mechanical Turk, even tutor online. These jobs arent lucrative by any means, but its pretty easy to earn enough money for a couple of recreational activities each month. Free up Time to Work More Simply put, the more you earn, the more you save. Try juggling your schedule so that you can work one or two extra shifts each week. If youre a graduate student working on their dissertation, you can free up a bit of time by getting some professional assistance. We have reviews of the best dissertation writing services for you to check out. Use a Budgeting App To learn to save and reduce expenses, you first need to know where all your money is going. A good budgeting app will allow you to input your incoming and outgoing funds. Some can even interface directly with your checking account and credit cards. Shop at Thrift Stores Thrift stores are no longer junky places with things that nobody wants. You can often find decently priced electronics, barely used clothing, even furniture and household items. If you need something for your apartment or dorm room, check out a thrift store before you pay full price. Sell Your Books Back at The End of The Semester Take your old books back to the bookstore at the end of the semester. Even if you only get a fraction of what you paid, at least thats something. Better yet, find a website where students buy and sell textbooks. You might get a better price. Take Summer Classes at Your Local Community College Tuition at a four year college or university can be a bit high. Community college tuition is much less expensive. Speak to your advisor and ask if you can pick up some credits at your local CC during the summer. If they will transfer, to your chosen college or university, you can save a significant amount of money. Use Your Student Discount Card One of the best saving techniques for money loving students is right in your wallet. Your student ID card can often be used as a discount card. You can save money on movies, going out to eat, dry cleaning, hotel stays, taxi fare, clothing, and other items. Sometimes, you can even save money on things you order online. Keep Your Car Maintained This may seem like an expense, but the truth is keeping your car maintained will save you money in the long run. Keep your oil changed, check your tire pressure, and get any small issues fixed ASAP. You will save money on gas because your car operates efficiently. Youll also avoid having to pay for expensive repairs that are the result of neglect. Conclusion These 12 saving techniques for students will keep more money in your pocket. You can use these extra funds to pay down debt, enjoy life, or even start a great savings account. Remember that its never too early to become a saver!

Pigs - The Domestication History of Sus Scrofa

Pigs - The Domestication History of Sus Scrofa The domestication history of pigs (Sus scrofa) is a bit of an archaeological puzzle, in part because of the nature of the wild boar that our modern pigs are descended from. Many species of wild hog exist in the world today, such as the warthog (Phacochoreus africanus), the pygmy hog (Porcula salvania), and the pig-deer (Babyrousa babyrussa); but of all the suid forms, only Sus scrofa (wild boar) has been domesticated. That process took place independently about 9,000-10,000 years ago in two locations: eastern Anatolia and central China. After that initial domestication, pigs accompanied early farmers as they spread out of Anatolia to Europe, and out of central China to the hinterlands. All of the modern swine breeds today - there are hundreds of breeds around the globe - are considered forms of Sus scrofa domestica, and there is evidence that the genetic diversity is decreasing as cross-breeding of commercial lines threatens indigenous breeds. Some countries have recognized the issue and are beginning to support the continued maintenance of the non-commercial breeds as a genetic resource for the future. Distinguishing Domestic and Wild Pigs It must be said that it is not easy to distinguish between wild and domestic animals in the archaeological record. Since the early 20th century, researchers have segregated pigs based on the size of their tusks (lower third molar): wild boars typically have broader and longer tusks than domestic pigs. Overall body size (in particular, measures of knucklebones [astralagi], front leg bones [humeri] and shoulder bones [scapulae]) has been commonly used to differentiate between domestic and wild pigs since the mid-twentieth century. But wild boar body size alters with climate: hotter, drier climates mean smaller pigs, not necessarily less wild ones. And there are notable variations in body size and tusk size, among both wild and domestic pig populations even today. Other methods used by researchers to identify domesticated pigs include population demography  - the theory is that pigs kept in captivity would have been slaughtered at younger ages as a management strategy, and that can be reflected in the ages of the pigs in an archaeological assemblage. The study of Linear Enamel Hypoplasia (LEH) measures the growth rings in tooth enamel: domestic animals are more likely to experience stress episodes in diet and those stresses are reflected in those growth rings. Stable isotope analysis and tooth wear can also give clues to the diet of a particular set of animals because domestic animals are more likely to have had grain in their diets. The most conclusive evidence is genetic data, which can give indications of ancient lineages. See Rowley-Conwy and colleagues (2012) for a detailed description of the benefits and pitfalls of each of these methods. In the end, all a researcher can do is look at all of these available characteristics and make her best judgment. Independent Domestication Events Despite the difficulties, most scholars are agreed that there were two separate domestication events from geographically separated versions of the wild boar (Sus scrofa). Evidence for both locations suggest that the process began with local hunter-gatherers hunting wild boars, then over a period of time began managing them, and then purposefully or unconsciously keeping those animals with smaller brains and bodies and sweeter dispositions. In southwest Asia, pigs were part of a suite of plants and animals that were developed in the upper reaches of the Euphrates river about 10,000 years ago. The earliest domestic pigs in Anatolia are found in the same sites as domestic cattle, in what is today southwestern Turkey, about 7500 calendar years BC (cal BC), during the late Early Pre-Pottery Neolithic B period. Sus Scrofa in China In China, the earliest domesticated pigs date to 6600 cal BC, at the Neolithic Jiahu  site. Jiahu is in east-central China between the Yellow and Yangtze Rivers; domestic pigs were found associated with the Cishan/Peiligang culture (6600-6200 cal BC): in Jiahus earlier layers, only wild boars are in evidence. Beginning with the first domestication, pigs became the main domestic animal in China. Pig sacrifice and pig-human interments are in evidence by the mid-6th millennium BC. The modern Mandarin character for home or family consists of a pig in a house; the earliest representation of this character was found inscribed on a bronze pot dated to the Shang period (1600-1100 BC). Pig domestication in China was a steady progress of animal refinement lasting a period of some 5,000 years. The earliest domesticated pigs were primarily herded and fed millet and protein; by the Han dynasty, most pigs were raised in small pens by households and fed millet and household scraps. Genetic studies of Chinese pigs suggest an interruption of this long progress occurred during the Longshan period (3000-1900 BC) when pig burials and sacrifices ceased, and previously more or less uniform pig herds became infused with small, idiosyncratic (wild) pigs. Cucchi and colleagues (2016) suggest this may have been the result of a social-political change during the Longshan, although they recommended additional studies. The early enclosures used by Chinese farmers made the process of pig domestication much faster in China compared to the process used on western Asian pigs, which were allowed to roam freely in European forests up through the late Middle Ages. Pigs Into Europe Beginning about 7,000 years ago, central Asian people moved into Europe, bringing their suite of domestic animals and plants with them, following at least two main paths. The people who brought the animals and plants into Europe are known collectively as the Linearbandkeramik (or LBK) culture. For decades, scholars researched and debated whether Mesolithic hunters in Europe had developed domestic pigs prior to the LBK migration. Today, scholars mostly agree that European pig domestication was a mixed and complex process, with Mesolithic hunter-gatherers and LBK farmers interacting at different levels. Soon after the arrival of LBK pigs in Europe, they interbred with the local wild boar. This process, known as retrogression (meaning successful interbreeding of domesticated and wild animals), produced the European domestic pig, which then spread out from Europe, and, in many places replaced the domesticated Near Eastern swine. Sources Arbuckle BS. 2013. The late adoption of cattle and pig husbandry in Neolithic Central Turkey. Journal of Archaeological Science 40(4):1805-1815.Cucchi T, Hulme-Beaman A, Yuan J, and Dobney K. 2011. Early Neolithic pig domestication at Jiahu, Henan Province, China: clues from molar shape analyses using geometric morphometric approaches. Journal of Archaeological Science 38(1):11-22.Cucchi T, Dai L, Balasse M, Zhao C, Gao J, Hu Y, Yuan J, and Vigne J-D. 2016. Social complexification and pig (Sus scrofa) Husbandry in ancient China: A combined geometric morphometric andiIsotopic approach. PLOS ONE 11(7):e0158523.Evin A, Cucchi T, Cardini A, Strand Vidarsdottir U, Larson G, and Dobney K. 2013. The long and winding road: identifying pig domestication through molar size and shape. Journal of Archaeological Science 40(1):735-743.Groenen MAM. 2016. A decade of pig genome sequencing: a window on pig domestication and evolution. Genetics Selection Evolution 48(1):1-9.Krause-Kyora B, Makarewicz C, Evin A, Girdland Flink L, Dobney K, Larson G, Hartz S, Schreiber S, Von Carnap-Bornheim C, Von Wurmb-Schwark N et al. 2013. Use of domestic pigs by Mesolithic hunter-gatherers in northwestern Europe. Nature Communications 4(2348). Larson G, Liu R, Zhao X, Yuan J, Fuller D, Barton L, Dobney K, Fan Q, Gu Z, Liu X-H et al. 2010. Patterns of East Asian pig domestication, migration, and turnover revealed by modern and ancient DNA. Proceedings of the National Academy of Sciences 107(17):7686-7691.Lega C, Raia P, Rook L, and Fulgione D. 2016. Size matters: A comparative analysis of pig domestication. The Holocene 26(2):327-332.Rowley-Conwy P, Albarella U, and Dobney K. 2012. Distinguishing Wild Boar from Domestic Pigs in Prehistory: A Review of Approaches and Recent Results. Journal of World Prehistory 25:1-44.Wang H, Martin L, Hu S, and Wang W. 2012. Pig domestication and husbandry practices in the middle Neolithic of the Wei River Valley, northwest China: evidence from linear enamel hypoplasia. Journal of Archaeological Science 39(12):3662-3670.Zhang J, Jiao T, and Zhao S. 2016. Genetic diversity in the mitochondrial DNA D-loop region of global swine (Sus scrofa) populations. Biochemical and Biophysical Research Co mmunications 473(4):814-820.

Management Research Paper Example | Topics and Well Written Essays - 2500 words

Management - Research Paper Example Each department may have some specific functions assigned to them. For example, IT department always focus more on the IT functions of the company whereas HR department concentrates on recruitment, retention and development of manpower necessary for the organization. Because of the huge differences in the nature of the jobs undertaken, each department may work in a particular manner within the organizational framework. In other words, it is difficult for the HR department to function same way like the IT department. Management styles and work schedules in both these departments could be different even though these departments are functioning in the same organization. This paper briefly analyses the differences between managing an IT department and a HR/Personnel department in an organization. According to Kahuna (n. d), â€Å"an IT department is just like an army, which needs a good and functional command system†. In his opinion, apart from the talented employees, an IT department requires suitable leadership that is capable of completing the job in time. He has also pointed out that â€Å"slapping a title on someone and thrusting them into fire is no more effective in leading employees in an IT department (Kahuna, p.1). Many of the IT professionals, working in IT departments may have good technical skills, but many of them don’t have good management skills. It is not necessary that a good computer programmer or a system administrator might be a good manager. Organizations, when they appoint professionals for the IT department, focus only on the technical skills of the person rather than his management skills. But, most of the IT jobs require good management skills also apart from the technical skills. For example, teamwork is encouraged in IT departments nowadays. In order to function effectively in a team, an IT professional needs good

Managing Change (Assessment 2- Change analysis) Essay

Managing Change (Assessment 2- Change analysis) - Essay Example In the first part, the example of the organization where I was working is given whereas in the next part the example of change in my friend’s university is explained briefly. The paper ends with recommendation and findings that have been gathered from both the examples. Part A Two years ago, I rendered my services for a local telecom company. The company possesses a large market cap and is considered as one of the leading telecom companies in the country. I was working as a customer service agent in that company and my job was going relatively fine. During my employment over there, the company underwent a substantial change. That change brought opportunities for some workers, but a large number of workers were resisting change. Among them, I was also the one. The type of change which the organization experience was ‘Organizational Restructuring’. The company acquired a new and growing Internet Service Provider Company. This change not only affected the employees b ut also impacted the customers since I was the once who attends customers calls and therefore I can judge their responses. Rationale for Change The basic criteria which led to this acquisition were the deeper linkages between telecom industry and internet connectivity systems. Nowadays, almost every telecom company which is offering cellular service is engaged in providing internet services as well. Our company was lacking this area of providing internet facility to our customers therefore it instantly identified a local emerging internet service provider company and acquired it immediately. The rationale for acquiring this company was that after viewing the performance and financial position of that company, our top management realized that there are substantial chances for this company to expand and grow even more in future. In this way, it will become an additional revenue generating unit for our company and the deficiency of providing internet facility will also get fixed. Chang e Process Management The merger and acquisition which are taken place in telecom industry are called as horizontal mergers because all the entities belong to the same industry. Therefore the merger between our company and the small ISP Company was also a horizontal merger. Change management process requires taking some necessary steps at the side of top management. These steps include preparing the employees and customers about the upcoming change. For acquisition, our company had to prepare the employees who were resisting change. In this regard, HR managers conducted seminar and workshops to train employees in dealing with change. Some of our valued customers were also informed about our upcoming expansion so that more trust is built between us and our customers. Apart from this, the change management process also required to downsize where it is required. Few redundant employees were fired. Some redundant departments and operations were also closed. Response to Change Responses t owards this change varied from employee to employee. Some employees who got promoted were motivated and enthusiastic whereas those who lost their jobs were certainly very depressed. The overall responses of internal management and employees can be considered as positive because large numbers of employees were motivated, positive and optimistic about this change. Everyone was expecting that this acquisition will prove to be fall in favor of our company because the right

Environmental and Ecological Issues in Robyn Eckersley’s Perspective Essay Example for Free

Environmental and Ecological Issues in Robyn Eckersley’s Perspective Essay Robyn Eckersley, a renowned environmentalist believes that ecocentric theorists do not claim that anthropocentrism is the sole or original cause of the ecological crisis. She also reflects that environmental crisis is the outcome of humanity’s joyful and spontaneous instincts due to repressive social and psychic division of labor. As a matter of fact, she contends to the idea that it is the rise of material paradigms that people are in need of reconciliation with nature. She notes that utilitarianism in its very state undermined the essence of the environment which is why the veil of knowledge worn by the society is covering them thus colonizing the life-world. Eckersley examined the deontology of ethics inclined with the aim of making the recent topographical shifts within the field that are less â€Å"unknown to us (Eckersley). † To note, she states â€Å"utilitarian and eudaimonistic or therefore theological moral philosophy derives difference between good and evil from the effects which actions and attributes by nature have for the form of life of the actor and his environment (Louden). † In further illustration, she meant that the good deeds can conveyed as those that are considerably favorable effects for human welfare, while those that bring about the opposite are otherwise. Hence, this connotation also falls on the deliberative state of intuitive and formalistic ethics. Although Eckersley favors a rights discourse as a way to include the natural world in a liberal system, she admits that, â€Å"†¦the rights discourse becomes considerably strained (in all its dimensions) when we come to consider ecological entities (Eckersley). † She defines multiple human activities to be the cumulative result of the ecosystem’s components and that today’s approach towards this epidemic will not ensure sustainability. In essence, she is not against any form human-driven doings; however, she is not favor of the manner that it handles the resources that in the light provides for the very existence of human beings. The harvesting of the planet’s resources is seen to be detrimental to the future of the ecosystem and if such is prolonged, survival will be provided only for the few. Socialist critique of liberalism in comparison with the ecological state will differ in terms of morality and the deontology of ethics. It is apparent that not all deeds are the same when it comes to utilitarianism, sometimes, the ecosystem, being unable to air its share of sentiments, id reprimanded and oftentimes taken for granted (Rice). Humans are subject to care for those of its kind and the environment is not considered to be a part of it. In consequence, such is an irony, given that the human beings live and survive with the help of a healthy ecosystem—without the ecosystem, the members of the society will not be able to live. Policies, regulations and management may have changed over time. If compared to the previous century where not all are aware of the threat and the challenge of sustainability, the contemporary era now gives regard to narrowing the problems and eradicate or at least moderate in the utilization of resources provided that there is a massive chance that it may no longer be available in the next 100 years. The signs of climate change is a proof that laws would need to focus on combining good deeds not only for the people that it serves but also to detain the precautionary measures that may possibly harm the humanity.Accordingly guidance is considered necessary on the position of ecosystem mechanism that may be at risk (Rice). Works Cited Eckersley, Robyn. Liberal Democracy and the Rights of Nature: The Struggle for Inclusion. Environmental Politics 4. 4 (1995). Louden, Robert B. Toward a Genealogy of Deontology. Journal of the History of Philosophy 34. 4 (1996). Rice, Jake. Can We Manage Ecosystems in a Sustainable Way? A symposium on Sustainable Management of Marine Living Resources 60. 1-2 (2008). doi:10. 1016/j. seares. 2008. 02. 002.

Spanish Influenza Epidemic :: essays research papers

Spanish Influenza Epidemic There is a sudden outbreak of the Spanish influenza here in the States. This sudden outbreak is said to be caused by vaccinations given to the soldiers over in Europe. In fact there is newly released fact that an estimated amount of 43,000 American soldiers over in Europe. This flu started in Spain, then spread like wild fire across Europe, the Mideast, and Asia.   Ã‚  Ã‚  Ã‚  Ã‚  There are many symptoms to the Spanish influenza, it starts with a cough. Then the victim gets increasing pain behind the ears and eyes. Your body temperature, heart rate, and respiration will start to increase rapidly. Also in the wort cases, pneumonia quickly follows all the symptoms. The two diseases will then inflame and irritate your lungs they are filled with liquid, suffocating the victims and causing their bodies to turn cyanotic blue-black. Rumor has that this epidemic was caused by vaccinations given to troops in Europe, and back here on the home front. The Spanish influenza was also help spread by troops moving across Europe.   Ã‚  Ã‚  Ã‚  Ã‚  There is no treatment for this disease due to the fact that it is a viral infection, but there are a few ways to try in prevent. First way and most obvious is that you and your family stay away from people who have been infected with the disease. Also make sure you stay away from places where you that people have been people have gotten infected at, if you know of these places please notify us at 1-800-news-4ufast. Finally make sure u take good care of yourself and have good personal hygiene. These ways won’t guarantee that you won’t get infected, but it helps better your chances.   Ã‚  Ã‚  Ã‚  Ã‚  The Spanish influenza has had a great impact on the population already and it is only the first month. Over 500 hundred people have already been infected and that number is increasing at a very fast rate. Over 100 people are already dead and more are sitting on their death beds with not much life ahead of them.

Discipline in School Essay

Discipline is very important in a civilized life. Discipline can be defined as control over one’s desires and obedient’ to codes of behavior. If there is no discipline, there is confusion everywhere. Discipline is of great importance in school and at home. If there is no discipline in schools, it is not possible to imp education effectively. It is necessary to maintain law an order in the society. There should be discipline at home also. Children must be taught self-control. Parents themselves should keep discipline. Children should be taught the value discipline in childhood. A country cannot face extern wars if its armed forces are not disciplined . Unfortunately, there are not much discipline today schools, colleges and government offices. That is w India is facing many problems . Discipline is necessary for people in all walks folia Students studying in schools and colleges, Define personnel, industrial workers – all must have disciple Only then a nation can progress| A student needs to be very punctual to his routine. He should be very regular and sincere to his studies. He should be hard working. He should always be ready and active in various other extracurricular activities. He should remain active and smart. He should learn how to face difficult situations and how to win over them. A student is the future of the country. It is he who has to take the responsibility of the country. He should be healthy and fit. Physical education is as important for students as to be studious and sincere at studies. A student should always be in good health and fitness. For this he should get up early in the morning. He should take exercise daily. He should play game of his choice daily. It is well known that a healthy body has a healthy mind. He is mind will be strong and sharp only when he is physically strong, fit and healthy. The biggest task of a student is to study. A student should be very devoted and sincere to his studies. He should be very punctual. He should know the importance of time. He should regularly do his home work. He should have an urge to learn new things. He should have respect for his teachers and elders. He should be very cooperative with his friends. He should help the needy. Discipline demands self-control and dedication. One who cannot control himself cannot control others. He has to dedicate his individuality in the larger interest of society. Discipline is a virtue. It needs to be cultivated from early childhood. It cannot be developed overnight. It takes time and requires patience. When discipline is enforced, it fails to bring the desired result. True essence of discipline is lost when it is enforced . Student life is the formation period of life. The foundation of adulthood is laid down during the time. The man grows with the habits and manners acquired at that time. These things hardly change. So a student should be much disciplined in his student life. One who is disciplined raises high in life. Life of great men is examples of discipline. The great men have made mark in their lives, because they strictly follow their goals with all the earnestness and sincerity. So, we should try to be disciplined from the early stage of life. Both at school and at home they should be made to follow the rules of discipline. Parents, teachers and elders have significant role to play. A student should always learn good habits. This will lead to the formation of a good society and nation as well. |